Investment returns
When assessing investment perfomance, it is important to look at long term returns and understand that negative returns are a natural part of the investment cycle.
On this page you can view the following:
View a graph of the 20 year performance average for the Balanced option, our default option for members who do not make an investment choice.
Our strong performance history
| Cash Plus |
Balanced |
Equity Plus |
| 5.35% p.a. |
1.19% p.a. |
-0.45% p.a. |
| 4.73% p.a. |
2.25% p.a. |
1.12% p.a. |
| 4.47% p.a. |
4.76% p.a. |
4.64% p.a. |
Past performance is not a guarantee of future returns.
Annual returns
These returns are net of actual tax, fees and investment expenses.
| Cash Plus |
Balanced |
Equity Plus |
| 5.27% |
9.52% |
10.48% |
| 6.39% |
9.61% |
9.57% |
| 4.40% |
-13.70% |
-18.50% |
| 3.10% |
-6.60% |
-9.80% |
| 4.50% |
15.50% |
18.80% |
| 4.30% |
15.30% |
20.70% |
| 4.50% |
11.40% |
13.50% |
| 3.10% |
13.50% |
18.40% |
| 5.40% |
1.60% |
0.00% |
| 3.80% |
-3.80% |
-8.20% |
| 6.80% |
6.30% |
5.10% |
| 4.70% |
9.60% |
13.00% |
| n/a |
12.00% |
7.40% |
Past performance is not a guarantee of future returns.
Rolling 12-month returns as at 31 March 2012
These returns are updated monthly and include estimated tax, fees and investment expenses.
| Rolling 12-month returns |
| -0.09% |
| 1.93% |
| 4.48% |
Past performance is not a guarantee of future returns.
Financial year to date returns as at 15 May 2012
Returns are updated weekly and include estimated tax, fees and investment expenses. If these differ from actual fees incurred, returns will be adjusted accordingly at year end.
| 2011/12 Financial year to date returns |
| -0.45% |
| 1.33% |
| 3.15% |
Past performance is not a guarantee of future returns.
Financial year to date returns are not derived by adding the monthly investment returns.
Monthly returns for 2011/12 as at 15 May 2012
Returns are updated weekly and include estimated tax, fees and investment expenses. If these differ from actual fees incurred, returns will be adjusted accordingly at year end.
| Equity Plus |
Balanced |
Cash Plus |
| -3.70% |
-2.05% |
0.31% |
| -0.04% |
0.13% |
0.28% |
| 2.21% |
1.81% |
0.38% |
| 2.61% |
1.86% |
0.43% |
| 3.02% |
2.04% |
0.36% |
| -0.67% |
-0.06% |
0.33% |
| -1.55% |
-0.88% |
0.22% |
| 4.06% |
2.58% |
0.35% |
| -3.12% |
-1.80% |
0.26% |
| -2.96% |
-1.88% |
0.09% |
| -2.22% |
-1.48% |
0.30% |
Past performance is not a guarantee of future returns.
Monthly returns for 2010/11
How returns are applied
If you leave the Fund, withdraw some of your super, transfer your super to another division of the Fund or switch investment options, investment earnings will be credited or debited to your account using the relevant return effective at the date your investment switch is processed or your money is withdrawn or transferred. Returns can be positive or negative depending on investment performance.
For more information see understanding crediting rates.